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Who else is afraid of major debt?

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QinShihuangdi Level 203 Scania Hero
My parents paid for all of my undergraduate education, which wasn't too expensive because Georgetown provides great aid.

Now that I'm in med school, I obviously have to pay for my own education, and I'm afraid that it will take forever to pay off. The total cost of attendance is about 80k a year, brought down to about 65k a year with some financial aid (med schools in the U.S. seem to give the WORST financial aid).

I'm looking intro pediatric neurosurgery, but it's not easy to focus in school when you realize you have to pay off all your loans/debt...
Posted: July 2015 Permalink

Replies

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Sammi Level 212 Scania Evan 10th Growth
My friend is going through the same thing. I can't relate because I'm going to community and I don't pay for anything yet.
Jul 06 2015
Sezbeth Level 177 Galicia Demon Avenger 4
Postgraduate education debt is just something you'll have to live with.

Though, take it from someone on a PhD track; you'll have far better luck paying off your medical school debt (provided you do well, of course) than I will with my research PhD debt, which is mind you, far cheaper than a medical doctorate.

It's just a better investment considering job markets for surgeons as opposed to scientists or lawyers (considering juris-doctorates). That's always something you could keep in mind. The better you do, the less likely you'll have to worry about some lingering death-trap of a debt.

All that said, I'm not entirely afraid of it. If I was, I wouldn't have gone into academia. After all, you don't go into scientific research for the money.
Jul 06 2015
Se7olution Level 219 Chaos Night Lord
I unno how to relate cuz my parents pay for everything til im married pre much but good luck tho
Jul 06 2015
WritingLetters Level 121 Scania Buccaneer
Even though I'm still in undergrad, I had to pull out a small amount loan for my first year cause something went wrong with my aid. Now I'm worried cause I'm planning on applying for pharm school. I just hope all those scholarships that I've been doing would help me in some way or the other.
Jul 06 2015
RichAF Level 45 Scania Fighter
I don't care for debt/loans I just pay enough for it so it doesn't raise, I'll pay the rest later or If I stay in the country.
Jul 06 2015
Chongo55 Level 141 Renegades F/P Arch Mage
This is why I'm glad med-school is Texas is so cheap.

And yes the worst fears I have are of crippling debt and failure.
Jul 06 2015
RitoPls Level 145 Bellocan Angelic Buster 4
I'm trying to buy a $33,000 car with $8,000 of my own money and don't plan on working until after I graduate college in 2 years.

Luckily my education is taken care of.
Jul 06 2015
simaini Level 211 Scania Bow Master SMTown Guild
my sister paid off her pharmacy school debt around last year or two. she graduated in 2010 i think.my other sister is pretty much done with her debt too, only a few more thousand. they went to the same school for pharmacy. they pay for my undergrad lol . med school i think is more expensive than pharmacy school, but they make more too so it evens out.
Jul 06 2015
Clownified Level 142 Arcania Dark Knight
Also think about the money you'll be making as starting pay, don't freak out just live your life come on now! You can easily hit off chunks of it your first few years of working since you won't have so many responsibilities such as a wife and kids, a house and car etc etc. Don't sweat it always keep your head up and focus on school, you're doing it all for a reason. I want to get into pharmacy myself or law but by you saying this, you're freaking me out too haha
Jul 06 2015
xmaplelegend Level 31 Windia Kaiser 2 See what games, anime & art xmaplelegend is intoxmaplelegend
I wonder why the US doesnt have some form of government loan system, where as you take a loan from the government when doing university, and then once you get a job and earn enough, you then pay it back bit by bit. This way there is no stress on debt seeing you dont need to worry about it until you earn enough in the future.
Jul 06 2015
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