General

Make a bish and sell your hs for service

f/p mage?

Just look at market prices for faf and compare warrior to mage to bowmen to thief to pirate gear and go with a class in that category that has the cheapest stuff. You didn't say though your plans of what you want to do with the class like boss or solo train etc. You could 50m any class and that 50m will go farther with some classes over others. It is really what you want to do with the class and what makes you happy. To be honest if you want to decently fund a char you'll need to be looking in the bils instead of the mils. Even if 1b you'd be a lot happier than 50m. You don't need max range unless you want to kill things faster or solo the best. You would want to be somewhat independent so I mean somewhere between 1b-10b would prob make you happy if you spent it wisely. Some class' like Zero you'll start better off and stronger than other classes unfunded but when it comes time to fund warrior stuff can be expensive same with thief. Although Zero would be your best bet for the benefit and easy of decent items but if you are looking at the fm then I'm probably thinking somewhere along the lines of Bowmen for cheapest fm stuff.

trying to fund a character with 50m will get you nowhere unless you plan to manually obtain items and even so you wont get too far I suggest you make a ZERO since you can obtain semi decent items without spending money such as crafting the gold label set which isn't half bad also with coin shops that seem to come out fairly often for events you can try to get epic potential scrolls and make 6%str silver blossom rings temptest rings etc along with max enhancing and since cubes are expensive try doing normal zak because you can find a master craftsman cube now and then also once you hit lvl 170 your weapon becomes op and you can farm spell traces and 70% ur weapon along with max enhance plus changing potential is so cheap and could easily get you up to unique where you could aim for %dmg to boss and % attack or str if you look around fm try to find a cheap solid gollux belt and pendant, the ring or earrings will be out of your price range. you could try to get a condensed power crystal along with more parts of the set for really cheap and you could also potential scroll for %str as well. once you have everything spell traced, enhanced, along with some % str potentials you should be able to get to 100k range and all this wont take you 6 months if you play often, gl I hope I helped

zero
50m won't even get you empress, so yeah