General

I need some help on wealth distribution

This is the Bellonova server. Level 176.
Stats
Str 4+134 (138)
Dex 70+210 (280)
Int 4+115 (119)
Luk 842+770 (1612)
Attack 28674 - 31798 (No buffs just with AB)
MW 20

My equips are
Czak 20/21/21/21 3% luk
Silent Crusade Champion
Shiny Blue Thief Symbol
Renegades Glasses
Crusader Zeal Ring
AB
Evol Ring (Lvl 10)
Legendary Gratias Ring
2% luk 8 dex Cape
26 att 6% all stat gloves (Can't sell these)
9% all stat top
3% LUK bottom
4% Luk Belt
6% Luk unique 3 line shoes
22/22/22/22 HTP 9% all stat 3 line unique
44 Attack DKhanjar 2 line epic crap potentials
Veteran Cross shoulders (4/4/4/4 3/3)
VIP Dagger (4/15/9/38) 195 Attack 50% boss 6% total damage.

I understand my equips are not evenly distributed in terms of Luk% and money.
This is why I am asking for help. Which items should I sell and buy in order to maximize my damage?
I have a RVChaser Hat with 4 att and 0 slots (which I failed at scrolling) and a RVArmor with 5 att and 0 slots which I also failed at scrolling
Furthermore, I have 100m.
If you believe that keeping my equips and upgrading is better, please post a roadmap on which equips should I get rid of first and how I should replace them.

Thank you, and sorry for asking such a big favor.

EDIT: I have 18% luk earrings.