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What happens if I abandon a PayPal with a negative balance?

Unfortunately someone performed a chargeback on me and I now have a negative PayPal balance. I doubt I stand a chance for the dispute since it was a sale of virtual items and I don't have any proof of the trade other than the Skype conversation anyway.

The account has around a -$30 balance. I don't have any credit/debit cards or bank accounts linked to it, nor is my address or phone number attached to the account.

What will happen if I just abandon the account completely and leave it with a negative balance?

December 21, 2014

7 Comments • Newest first

mujura1

First your paypal will get limited. I'm not sure if this is true, but this balance may get transferred into another account if you make it on the same ip.
Either change your ip or go to someones house to make a paypal account. Then, if they actually transfer the balance to your new account, you can always call and say that you just moved into a new house and maybe the previous owner has something to do with it and not you. After that they wouldn't bug you.

Reply December 22, 2014
WhatIsAUsername

[quote=Effectivs]Virtually nothing. However, if it's a very large balance that you owe you will basically be ip blocked from making any new accts there. Which will basically hurt you in the long run since most places use PP as the main online paying method. Also they can keep adding on interest and send your debt to the debt collectors and can hurt your credit rating. Which will then hurt you for even further down the road when you go into buying a car or a house. If you do not care about your credit or not being able to use PP anymore then you really don't have to worry about it. You won't get arrested or sued if that's what your only concerns are.

Honestly if it's just -30 dollars you can probably get away with and they won't care. I would still pay that balance up though just to be a good seminarian and do the right thing. There is a slight chance they can add on interest and you be ending up to pay a few hundred dollars instead of 30. You might get lucky though and they won't care/notice since it's a small debt only.[/quote]
thanks. i'm just going to try and win the dispute haha.

Reply December 21, 2014
Effectivs

Virtually nothing. However, if it's a very large balance that you owe you will basically be ip blocked from making any new accts there. Which will basically hurt you in the long run since most places use PP as the main online paying method. Also they can keep adding on interest and send your debt to the debt collectors and can hurt your credit rating. Which will then hurt you for even further down the road when you go into buying a car or a house. If you do not care about your credit or not being able to use PP anymore then you really don't have to worry about it. You won't get arrested or sued if that's what your only concerns are.

Honestly if it's just -30 dollars you can probably get away with and they won't care. I would still pay that balance up though just to be a good seminarian and do the right thing. There is a slight chance they can add on interest and you be ending up to pay a few hundred dollars instead of 30. You might get lucky though and they won't care/notice since it's a small debt only.

Reply December 21, 2014 - edited
2005chuy

[quote=ShamieeKill]What if he were to change his ip?
You can even hide your ip if, for some reason, you want to keep your old one through a vpn.[/quote]

I'm sure pp logs your ip when you sign up and whenever you log-in. All they'd have to do is contact the isp to get his info.

Reply December 21, 2014 - edited
justpause

I recall leaving a few accounts over 150$ but nothing happened lol.

Reply December 21, 2014 - edited
ShamieeKill

[quote=Ipoopster]i think they can trace your ip address. but for 30 bucks i doubt they'll do it.[/quote]

What if he were to change his ip?
You can even hide your ip if, for some reason, you want to keep your old one through a vpn.

Reply December 21, 2014 - edited
Ipoopster

i think they can trace your ip address. but for 30 bucks i doubt they'll do it.

Reply December 21, 2014 - edited